Our owner and founder, Larry W. Payne, has been a licensed insurance professional since 2007.


At Larry W. Payne Insurance, our team values excellent service and customized insurance solutions. We understand that each individual’s situation is different than the next, so tailoring a specific plan to meet the client’s needs is what matters most. Maybe you need a policy to insure your new vehicle. Maybe you want to protect the best interests of your business with the correct insurance. No matter the circumstances, Larry W. Payne Insurance is ready and waiting to help you. Did we mention that we work with over thirty different carriers? Check them out.

Our company is headed and managed by Larry W. Payne, a licensed insurance agent in nine states- North Carolina, South Carolina, Virginia, Tennessee, Georgia, Florida, Texas, Michigan, and Ohio. Payne has happily been working in the insurance agency since 2007 and has an experienced team working alongside him at each location to service the community. Payne places emphasis on excellent customer service. Payne has a passion for helping and protecting families as well as businesses. We put our customers first and work strategically in the best interests of our clients.

We realize that life can be extremely busy. With busy daily schedules, we understand that making sure that you have the right amount of insurance coverage can fall to the lower end of your to-do list. For your convenience, we provide a variety of different insurance products to suit your needs. You can bundle all your insurance needs at Larry W. Payne Insurance. Some of the insurance products we provide include home insurance, auto insurance, business insurance, farm insurance, and life insurance. Enjoy excellent customer service when choosing your policy and ask as many questions as you need to along the way. We will gladly go over all of your options with you to help you find a policy that meets your personal requirements.

Don’t let your health, your business, your vehicle, or anything else that is valuable to you remain unprotected. To schedule an appointment with our agency or to find out more about what sets us apart, please reach out to us via email or phone call. Larry W. Payne Insurance would love to serve you next.

Here at Larry W. Payne Nationwide Insurance, we offer a wide range of affordable insurance solutions to customers in North Carolina including, Waynesville, Charlotte, Lake Norman, Mooresville, Cornelius, Huntersville, Denver, Statesville, Troutman, Lake Junaluska, Canton, Clyde as well as South Carolina, Tennessee, Texas and Florida!

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