Privacy Policy

Effective Date: 5/6/2026

Larry W Payne Insurance ("we," "our," or "us") respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy describes how we collect, use, and share your information when you visit our website or interact with our vehicle, home, farm, business, or health insurance services in the state of North Carolina.

1. Information We Collect
We may collect the following types of information:

• Personal Information: Name, email address, phone number, and any other information you voluntarily provide when requesting  insurance service quotes or contacting us.
• Automatically Collected Data: IP address, browser type, device type, and usage data collected through cookies and similar technologies.

2. How We Use Your Information
We use the information we collect to:

• Respond to inquiries and provide customer support for our insurance offerings
• Improve our website, local SEO performance, and services in Mooresville and Waynesville
• Send marketing communications, including SMS messages (with your consent)

3. Communications

SMS:
By submitting your mobile number and opting in, you agree to receive SMS messages from Larry W Payne Insurance.

• Messaging frequency may vary
• Message and data rates may apply
• You can opt out any time by texting STOP
• For assistance, text HELP or visit our website at www.larrywpayne.com

No mobile opt-in or text message consent will be shared with third parties or affiliates.

Email:

By submitting your email address and using our contact or quote forms, you agree to receive email correspondence from Larry W Payne Insurance.

4. Sharing Your Information
We do not sell your personal information. We may share it with trusted service providers only as necessary to provide insurance services on our behalf, and only under confidentiality agreements.

5. Cookies
We use cookies to improve your browsing experience on our website, track local service inquiries in Mooresville and Waynesville, and enhance our insurance related content. You may control or disable cookies through your browser settings.

6. Your Rights
Depending on your jurisdiction, you may have the right to:

• Access, update, or delete your personal information
• Opt out of marketing communications

If you are located in the European Economic Area (EEA), under the General Data Protection Regulation (GDPR), you also have the right to:

• Access the personal data we hold about you
• Correct inaccuracies in your data
• Request deletion of your data
• Restrict or object to our use of your data
• Withdraw consent at any time
• Request data portability to another provider
• Lodge a complaint with a supervisory authority

To exercise any of these rights, please contact us at sales@larrywpayne.com.

7. Data Security
We implement industry-standard security measures to protect your personal information collected through our insurance services in Mooresville and Waynesville.

8. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices.

9. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our insurance services or legal requirements. Please review it periodically for updates.

10. Contact Us
If you have any questions about this Privacy Policy, please contact us at:

Larry W Payne Insurance
Email: sales@larrywpayne.com
Website: www.larrywpayne.com

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